Understanding Emotional Modes

MyBayad is designed to adapt to your emotional state. We recognize that managing debt isn't just about numbers - it's an emotional journey. The app offers three modes that change how information is presented and how Gab communicates with you.

Why Modes?

Financial stress is real. Studies show that debt-related anxiety can lead to:

  • Decision paralysis when overwhelmed
  • Avoidance behaviors that make debt worse
  • Mental health impacts from constant worry

By adapting the interface to your emotional state, MyBayad aims to:

  • Reduce information overload when you're stressed
  • Provide appropriate support for your current needs
  • Help you stay engaged even during difficult times

The Three Modes

😌

Calm Mode

For when finances are stable and you want gentle, encouraging guidance

🎯

Control Mode

Default mode with full analytics, clear metrics, and actionable insights

🆘

Crisis Mode

Simplified interface for when you're feeling overwhelmed and need support

How to Change Modes

You can change your mode anytime:

  1. Go to Settings from the navigation
  2. Select Emotional Mode
  3. Choose your preferred mode
  4. The app updates immediately

Automatic Mode Suggestions

MyBayad can detect patterns that might indicate stress:

  • Multiple missed payments in a row
  • Sudden increase in total debt
  • Long periods without app usage
  • Rapid switching between screens (anxiety pattern)

When these patterns are detected, MyBayad will gently suggest switching to a more supportive mode. You're always in control - these are suggestions, not automatic changes.

Mode Comparison

FeatureCalmControlCrisis
Color SchemeSoft greenBlue/grayMinimal red/white
Information DensityModerateHighMinimal
Charts & AnalyticsYesFullHidden
Gab's ToneEncouragingInformativeSupportive
FocusLong-term goalsAll debtsPriority only
No Judgment: There's no "right" mode. Use whatever helps you best manage your financial journey. Many users switch between modes depending on their day or week.